British Columbia buyer resources

Buying a home in British Columbia.

Programs, taxes and fees, licence checks and land titles for British Columbia, from official government and regulator pages.

First-time buyer programs

Each card links to an official government or regulator page, checked one by one.

First-time buyers
B.C. First time home buyers' program (property transfer tax exemption)
Qualifying first-time buyers pay no B.C. property transfer tax on the first $500,000 when the home's fair market value is $835,000 or less.
Visit www2.gov.bc.ca
Reviewed October 5, 2026
First-time buyers
First Home Savings Account (FHSA), Canada Revenue Agency
The federal FHSA lets first-time buyers save tax-free toward a qualifying first home, with $8,000 of participation room in the first year.
Visit canada.ca
Reviewed October 5, 2026
First-time buyers
Home Buyers' Plan (HBP), Canada Revenue Agency
The federal Home Buyers' Plan lets you withdraw up to $60,000 from your RRSPs to buy or build a qualifying home.
Visit canada.ca
Reviewed October 5, 2026
First-time buyers
Home buyers' amount (First-Time Home Buyers' Tax Credit), line 31270
First-time buyers can claim up to $10,000 on line 31270 as a federal non-refundable tax credit for a qualifying home bought in 2025.
Visit canada.ca
Reviewed October 5, 2026

Taxes and fees
B.C. property transfer tax rates
B.C. general property transfer tax is 1% up to $200,000, 2% to $2,000,000, 3% above that, plus 2% more on residential value over $3,000,000.
Visit www2.gov.bc.ca
Reviewed October 5, 2026

Check a licence
BC Financial Services Authority (BCFSA): Find a Professional or Organization
BCFSA regulates B.C. real estate licensees; its public search shows a licensee's licence category, any conditions or restrictions, and recent discipline history.
Visit bcfsa.ca
Reviewed October 5, 2026
Land titles
Land Title and Survey Authority of British Columbia (LTSA)
LTSA operates B.C.'s land title and survey systems, where buyers can search title records and where property ownership is registered.
Visit ltsa.ca
Reviewed October 5, 2026